| Options |
Benefits |
| Terms from 10 up to 30 years
|
Allows you to tailor payments and terms
to meet your needs. |
| Fixed Rates |
Makes monthly budgeting easier by
providing a fixed monthly
payment. |
| Adjustable Rate Mortgages
|
Rates can be fixed for the first one,
three, five or seven year period adjusting
annually thereafter. Adjustable rates are
usually lower. |
Amount financed up to 100%
-VA
-Rural Housing |
Eliminates down payment requirements for
qualified borrowers.
|
Special Loan Programs
-FHA
-Down payment assistance
-Grant assistance |
Makes purchasing a home more
affordable.
FHA loans allow up to 97% financing. Other
loan programs providedown payment or grant
assistance for qualified low-to-moderate
income borrowers. |
Construction / Permanent Loans
|
Transitions from a construction to a
permanent loan without refinancingor
incurring additional closing costs. Only
interest is payable monthly during
construction. |
| Lot Loans |
You can purchase your lot at today's
prices, start accumulating equity now and
build your dream home when you are
ready. |
|
|
