Financial Counseling

Empowering Individuals through Financial Counseling

Security Federal Bank recognizes the challenges a poor credit history can create – that is why we offer Financial Counseling. This no-cost, confidential, one-on-one program helps individuals reduce their debt, improve their credit rating and ultimately qualify for a loan. It is designed to teach certain basic financial skills such as how to establish a personal budget and good savings habits, as well as how to open a bank account and balance a checkbook. This program is also designed to help people:

• Identify and prioritize short and long-term goals
• Develop strategies to attain those goals
• Establish a relationship with a banker/lender
• Understand various types of credit and lender’s expectations
• Participate in wealth-building and improve quality of life

For more information about the Financial Counseling program at Security Federal Bank, call 803-641-3000 or toll free 1-866-851-3000.